Welcome

Welcome to the Mike Robertson Associates Ltd Life Centred Planning Blog. Here we share tips on how you might be able to make changes to your lifestyle and making plans for the future.

What is the residence nil rate band?

We would all like to pay less inheritance tax, and there are several ways in which you can potentially reduce your liability. You may have heard of something called the Residence Nil Rate Band (RNRB), but what is it and how can it help you pay...

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Ways to pay less Inheritance Tax (IHT)

We would all like to leave less of our money to the state in the form of Inheritance Tax (IHT) and more to our loved ones. To help with this, here are our top tips on how to reduce your Inheritance Tax liability.

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Gifting rules to reduce your IHT bill

Do you understand the rules around gifting and how you could reduce your inheritance tax (IHT) bill utilising this allowance? Here’s what you need to know about the gifting rules to reduce your IHT bill.

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Leave 10% to charity and give more money to your beneficiaries

 

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